The San Diego French American Chamber of Commerce is recommending professionals to guide you with Financial and Insurance after your relocation to San Diego. Financial Planning as well as Insurance services are very important parts of the American life, and having the right advisor by your side is critical.

Insurance Services:

Farmers insurance

Sebastien Vitoux

Office of Ly Bernal
Farmers Insurance
8278 Miramar Rd- San Diego, CA  92126-4345
License Number: 0K08545
619-339-5342 (Direct)
858-437-5888 (Office)


After 15 successful years as a Sales Director for Allianz Insurance in Paris, France, Sébastien became a Farmers Insurance agent in San Diego, California. His mission is to provide his clients with superior services in both languages : French and English and also to explain them how different the California and French insurance systems are. Feel free to contact Sébastien for a free quote, for your auto, house, boat, motorcycle, business, liabilities, Umbrella, and life Insurance. He will make sure that your American dream does not become a nightmare!


Felicity Di Pisa, MS

Financial Advisor – Prudential Advisors
CA Insurance License #0I40459
7676 Hazard Center Drive, Suite 600
San Diego, CA 92108

Julie Drogrez Lopez

Financial Consultant

AXA Advisors, LLC

4370 La Jolla Village, Suite 400
San Diego, CA 92122


Office: (619) 557-8247

Fax: (619) 696-7043

Cell : (760) 270 – 3224

 California Insurance License: # OL86229

Click here for key considerations in transferring assets to AXA Advisors.

How can I help you?

Providing financial strategies for individuals and businesses which may include:

  • Life / Long-term care insurance
  • Investments
  • Retirement / Education Planning
  • Annuities
  • Group benefits

Julie Drogez Lopez is a registered representative who offers securities through AXA Advisors, LLC (NY, NY 212-314-4600), member FINRA, SIPC and an agent who offers annuity and insurance products through AXA Network, LLC (AXA Network Insurance Agency of California, LLC in CA, AXA Network Insurance Agency of Utah, LLC in UT, AXA Network of Puerto Rico, Inc. in PR). Investment advisory products and services offered through AXA Advisors, LLC, an investment advisor registered with the SEC.  AXA Advisors and AXA Network are affiliated companies and do not provide tax or legal advice. Representatives may transact business, which includes offering products and services and/or responding to inquiries, only in state(s) in which they are properly registered and/or licensed.  Your receipt of this e-mail does not necessarily indicate that the sender is able to transact business in your state.


Stephane Hpay


License number 0D42762

Financial choices are some of the most important decisions a person can make. With over 26 years of expertise in financial services Stéphane has assisted individuals, families and business owners in the US, and 3 years, in Switzerland. He supports his clients in understanding their investment and insurance needs in order to make optimal and timely decisions adapted to their personal domestic and international circumstances.

Stéphane looks forward to the opportunity of meeting you and would be delighted to exchange in either English or French.

Services offered:

· Comprehensive Financial planning
· Wealth management
· Retirement planning
· Business planning including employee benefits and business continuity
· Health insurance review and assistance for individuals and groups
· For new residents – Explaining the US approach to health insurance and options available

Securities and Investment advisory services offered through Voya Financial Advisors, Inc. (member SIPC)

Contact Details:
Stephane Hpay
(800) 431-0170